Our range of Financial products and Solutions are designed to give you an array of options based on your requirements and needs.
See below to view what we can offer;
Hire Purchase
– Hire purchase is a popular finance solution for businesses who require equipment but wish to spread the cost of the purchase. It is a brilliant finance solution if you want to take ownership of the asset at the end of the agreement. It can also be referred to as a Lease Purchase.
The Benefits:
- Ownership – the asset can be yours at the end of the agreement
- Fixed interest – with both the interest rate and payment amounts fixed and agreed from the outset, you can budget more effectively
- Tax advantages – you may be able to capitalise the asset in your accounts and claim full capital allowances
Lease Rental
– Rental Leases are a popular solution for businesses who need assets or equipment but don’t wish to purchase them out right. Similar to a Hire Purchase, the costs are fixed for the term and are not linked to interest rates. Simply return the equipment at the end of the agreement or upgrade your kit with a new agreement.
The Benefits:
- No major upfront costs – for just a small outlay you can use assets immediately
- Flexible repayment structure – rental payments can be tailored to match your cash flow.
- Tax advantages – finance lease rentals can be 100% tax deductible against profits.
- Interest rates are fixed for the duration of the contract, making it a cost-effective and budget-friendly financing choice.
Business loans
– Businesses, regardless of size will inevitability need capital at some point. Funds maybe required to start a new venture or to grow your existing operation. Business loans can be used for;
- Acquisition projects
- Refurbishment
- Cash injections
- Buy outs or buy ins
Tax loans
– Tax Loans allow you to spread the cost of a Tax Bill in to fixed affordable monthly or quarterly payments over a term of your preference.
The Benefits:
- Maintain cash flow
- Fixed payments
- Protects existing credit facilities
- Fast and simple to arrange
- Flexible terms
- No late payments to HRMC
Consolidation loans
– If you have a wide range of ongoing financial agreements across multiple creditors then a consolidation loan might be the right product for you.
The Benefits:
- Combine multiple agreements to one fixed monthly payment
- Improves and simplifies cash flow
- Improves budget management
- A wide range of terms giving you greater flexibility
Contact us today to find out how we can help your business thrive – get in touch